Each account through WFG Investments, Inc. and WFG Advisors LP, which is held in custody by National Financial Services (NFS), a Fidelity Company, is protected in accordance with the Securities Investor Protection Corporation (SIPC) up to $500,000. The $500,000 total amount of SIPC protection is inclusive of up to $250,000 protection for claims subject to periodic adjustment for inflation in accordance with terms of the SIPC statute and approval by SIPC’s Board of Directors. For more details on SIPC, or to request a SIPC brochure, visit www.sipc.org or call 202-371-8300.

NFS along with its SIPC coverage also has additional SIPC coverage from Lloyd’s of London, together with other insurers. The total of this excess SIPC coverage is a policy for $1 billion in aggregate coverage. Within NFS’s “excess of SIPC” coverage, there is no per account dollar amount on coverage of securities, but there is a per account limit of $1.9 million in coverage of cash.

Neither type of excess coverage protects against a decline in market value of securities, nor does either coverage extend to certain securities that are considered ineligible for coverage.